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L3 Payments

L3 stands above all others in regards to their onboarding process and ongoing client service.


  • Easy underwriting and approval process
  • Great ongoing customer service
  • High-risk placement
  • Multiple US acquiring banks
  • 20+ years of experience


  • Only works with US-Based merchants


L3 Payments is an exceptional merchant account placement service that provides a superior level of customer service and support. The company has dedicated account managers who provide customized services and ensure that all of your specific needs are met.

Their application process is simple and straightforward, allowing you to get set up quickly and easily. Their payment processing solutions are secure and reliable, providing quick processing times with low costs per transaction.

In addition to their excellent customer service and fast transaction processing, they also offer a variety of value-added services such as fraud protection and online reporting. They also have integrated tools such as mobile card readers which make it easy for businesses to accept payments on the go.

Supported Business Types

L3 Payments works with both high and low-risk merchants.
A few industry examples include:

  • Telemedicine
  • Pharmacy
  • CBD
  • Nutraceuticals & Supplements
  • Skincare
  • Adult
  • Dating
  • Credit Repair
  • Travel
  • Alcohol
  • MLM/Direct Sales
  • Most Subscription Services

Track Record

Retention says it all.

L3 is well regarded for both their longevity as well as their client first approach.

Founded by a payments industry veteran in 2005, the company is owned an operated by a group that collectively has decades of experience in payments. They also boast an incredible 8.3 years average client retention.

Final Word

Overall, L3 Payments is a great choice for businesses looking for an efficient, reliable way to manage their merchant accounts. With their comprehensive suite of services and value-added features, they provide an all-in-one solution to help businesses grow securely.