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CBD

The CBD industry continues to grow at a rapid pace, yet finding a reliable cbd payment gateway remains one of the biggest challenges for business owners. Because regulations surrounding the sale and use of CBD are continually changing, financial institutions still classify these businesses as "high-risk."

Best Providers in CBD

MIDs - logo

MIDs

  • Credit Card and Local Payments
  • Multiple Options Worldwide
  • High Volume Specialized Services
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Durango Merchant Services - logo

Durango Merchant Services

  • A+ BBB rating
  • No setup/application fees
  • No early termination fees
Read reviewWebsite

Use MAC to match with the right high-risk merchant service provider in a few simple steps.

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The Risks of Standard Payment Processors

Many mainstream processors—such as PayPal, Square, or Stripe—often have strict bans or "beta-only" programs for CBD. Relying on a standard processor can be dangerous for several reasons:

  • Sudden Account Freezes: If a merchant violates a processor's ban on CBD, their account can be frozen instantly. This leaves the business without access to its funds for 90 to 180 days, creating a critical cash flow crisis.
  • Evolving 2026 Regulations: With new federal mandates like Section 781 of Public Law 119 taking effect, THC-per-container limits and labeling requirements are stricter than ever. A general gateway won't help you navigate these shifting legal thresholds.
  • Reputational and Financial Risk: Processors often ban CBD to avoid the complexities of varying state laws. Merchants caught using "workaround" solutions face being blacklisted from traditional banking networks entirely.

Why a Specialized CBD Gateway is Essential

A dedicated cbd payment gateway acts as a secure "digital bridge" between your website and a high-risk merchant account. Unlike standard gateways, these specialized solutions offer:

  • COA Integration: The ability to link Certificates of Analysis (COAs) to products, ensuring every sale meets the federal 0.3% THC limit.
  • Advanced Chargeback Mitigation: CBD products often see higher-than-average dispute rates. Specialized gateways include AI-driven tools to resolve disputes before they become chargebacks.
  • Discreet Billing & Stable MIDs: Multiple Merchant IDs (MIDs) and clear billing descriptors help maintain account stability even during high-volume periods.

Protect Your CBD Business with MAC

Don't risk your hard-earned revenue on a processor that doesn't understand your industry. MAC helps CBD merchants find providers who specialize in high-risk sectors, ensuring you can process payments safely and legally.

Find the best merchant service provider for your CBD business in less than two minutes!