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Advantage Processors

Pros

  • No application fees.
  • Accepts hard-to-place merchants.
  • Full-featured proprietary payment gateway.
  • Dedicated account representatives.

Cons

  • Minimal online presence despite large merchant claims.
  • No info on processors or banking partners.
  • No independent reviews or testimonials.
  • Business location info inconsistent.

Overview

Advantage Processors is a U.S.-based payment‑processing company that specializes in providing merchant accounts and payment gateway services, particularly for businesses deemed “high‑risk” by traditional processors.

Pricing & Fees

  • Processing rates: "As low as 1.6% to 10%" (broad range, actual rates vary by risk level)
  • Application fee: $0
  • Setup fee: Claimed $0

Services Offered

Processing Options: Credit/debit cards (all major networks), ACH/eCheck, mobile processing, virtual terminal, recurring billing

Technology: Proprietary gateway, shopping cart integration, API access, batch uploads, reporting tools, customer management

Supported Business Types

  • Cannabis
  • Pharma
  • Adult
  • Dating
  • Nutraceuticals
  • Offshore processing
  • Tobacco
  • Travel
  • Guns & firearm stores
  • TMF/MATCH list merchants

Reviews

For a company claiming 28 years in business with 50,000+ merchants, Advantage Processors has minimal online presence:

  • BBB: Zero complaints, not accredited
  • Review sites: No meaningful merchant feedback on Trustpilot, Google Reviews, or major industry sites
  • No verifiable testimonials or case studies
  • Limited information about company ownership or leadership

This absence of feedback is unusual for an established processor and makes it difficult to verify claims or assess actual merchant experiences.

Final Word

Rating: C (Proceed with Caution)

Advantage Processors may serve merchants who've exhausted mainstream options, but the lack of transparency and minimal online presence warrant careful due diligence. Their willingness to approve high-risk merchants comes with premium pricing and likely strict contract terms.